Bridge-to-Perm Loans: One Close, Two Phases, Zero Momentum Loss

bridge-to-perm loans for commercial real estate acquisition and refinance

Bridge-to-perm loans combine short-term bridge financing with a planned permanent loan exit, helping commercial real estate borrowers close quickly today without creating refinance risk later. Bridge-to-perm loans pair short-term acquisition capital with a permanent financing plan before the deal closes. What Are Bridge-to-Perm Loans? You’re about to close on a 40-unit apartment building with a […]

Foreign National Commercial Loans: Your Complete Guide for 2026

foreign national commercial loans for international commercial real estate investors

Foreign national commercial loans help non-US citizens and international investors buy or refinance U.S. commercial real estate when traditional banks cannot underwrite them through a Social Security Number, domestic credit file, or standard U.S. income documentation. Foreign national commercial loans can help international investors finance U.S. commercial real estate without a traditional U.S. credit profile. […]

Cannabis Real Estate Financing: Fund Your Facility in 2026

cannabis real estate financing for cultivation and dispensary facilities

Cannabis real estate financing helps licensed cannabis operators, landlords, and investors fund dispensaries, cultivation facilities, processing centers, and cannabis-related commercial properties when conventional banks will not lend because of federal cannabis restrictions. Cannabis real estate financing is typically structured through private lenders, bridge lenders, or specialized commercial real estate capital sources. What Is Cannabis Real […]

Foreign National Commercial Loans: Your Complete Guide for 2026

foreign national commercial loans for international commercial real estate investors

Foreign national commercial loans help non-US citizens and international investors buy or refinance U.S. commercial real estate when traditional banks cannot underwrite them through a Social Security Number, domestic credit file, or standard U.S. income documentation. Foreign national commercial loans can help international investors finance U.S. commercial real estate without a traditional U.S. credit profile. […]

Hard Money Commercial Loans — What You Need to Know in 2026

Hard money commercial loans - businesspeople reviewing loan documents

Direct Answer Box How do hard money loans work for commercial real estate? Hard money loans are short-term, asset-based loans secured by the commercial property itself — not the borrower's income, tax returns, or credit history. Typical terms: 12-24 months, 10%-14% interest rates, 60%-70% LTV, with closing in 5-15 business days. Lenders underwrite the deal, […]

DSCR Loans for Commercial Real Estate — Everything You Need to Know in 2026

DSCR loans commercial real estate - investor reviewing rental income spreadsheet

Direct Answer Box What is a DSCR loan for commercial real estate? A DSCR (Debt Service Coverage Ratio) loan qualifies the borrower based on the property's income — not the borrower's personal income, W-2s, or tax returns. If the property's net operating income covers the mortgage payment by a sufficient ratio (typically 1.20x-1.25x), the loan […]