Anchor Commercial Capital provides seamless bridge to permanent financing commercial real estate solutions from $250K to $50M+ nationwide. Start with a bridge for acquisition or stabilization, then transition to a 30-year fixed permanent loan — without restarting the process or risking a gap between lenders.
Investors who need certainty — from bridge through permanent financing.
Bridge to acquire and renovate, then convert to 30-year perm once stabilized. No scrambling for a takeout lender at maturity.
Bridge about to expire? We provide permanent takeout financing — even when your current lender can’t or won’t extend.
Properties that have hit occupancy and income targets and are ready for long-term fixed-rate financing with maximum cash flow.
Multiple properties on short-term debt? Consolidate into permanent financing with predictable payments and long-term stability.
One relationship. Two phases. Zero gaps.
We fund your acquisition or value-add project with a short-term bridge loan. At the same time, we pre-structure your permanent takeout terms.
Complete your renovations and lease up. We monitor progress and confirm when you’ve hit the perm conversion thresholds.
Seamless transition to 30-year fixed permanent financing. No new application. No re-underwriting from scratch. Predictable payments for decades.
A 48-unit value-add multifamily property had been acquired with a $4.8M bridge loan. The business plan was executed perfectly: 30 units renovated, rents increased 22%, and occupancy reached 96%.
The problem? The bridge was maturing in 45 days and two permanent lenders quoted 60–90 days to close. A maturity default would trigger penalty rates and potential foreclosure — on a stabilized, performing asset.
Because Anchor had pre-built the permanent takeout at the time of the original bridge, the conversion was already in motion. No new application. No starting from zero.
Anchor refinanced into a 30-year fixed permanent loan at 6.2% in 28 days — 17 days before the bridge maturity deadline.
“Two perm lenders said 60 to 90 days. Our bridge was maturing in 45. Anchor had the perm ready and we closed in 28 days.”
— Multifamily Investor, Value-Add Sponsor
Bridge and permanent — structured together from day one.
Bridge-to-perm is a two-phase structure where you start with a short-term bridge loan for acquisition or stabilization, then seamlessly transition to a long-term permanent loan (up to 30 years) once the property is stabilized — without restarting the lending process from scratch.
Not necessarily, but when both are pre-arranged through Anchor, the transition is seamless — no new application, no re-underwriting from zero, no risk of falling between lenders. We structure the perm takeout at the time of the bridge so you have certainty from day one.
We build flexibility into our bridge terms. If you need additional time to reach stabilization targets, we can typically extend the bridge. Having the perm pre-arranged also means we’re aligned on what “stabilized” means — no surprises at conversion.
Permanent rates start from 5.5% for well-stabilized properties with strong debt service coverage. Actual rates depend on property type, occupancy, DSCR, borrower strength, and market conditions. We offer fixed-rate options up to 30 years.
Yes. If your bridge loan is maturing and your current lender can’t provide permanent financing — or is quoting uncompetitive terms — we can refinance you into a permanent loan. We’ve rescued many borrowers from expiring bridges with perm takeouts in under 30 days.
Most perm programs require 85–90% physical occupancy with stabilized rents. Some programs are more flexible for strong borrowers or properties with long-term leases. We’ll tell you exactly what thresholds to hit during the bridge phase.
Tell us about your property and financing needs. We’ll respond within 24 hours — no obligation, no commitment fees.
All fields are confidential. Direct response within one business day.
Anchor Commercial Capital offers 14 specialized lending programs for commercial real estate investors.
Submit your deal for review and receive indicative terms within 24 hours.
No obligation. No application fee. Direct response from Brandon Brown.
