Construction Loans

Commercial Construction Loans

Anchor Commercial Capital provides commercial construction loan ground up and renovation financing from $500K to $50M+ nationwide. Draw-based funding up to 75% of completed value with terms from 12–24 months. When your original lender stalls, we step in fast — closings in as few as 14 days.

Ground-Up & Renovation
Draw-Based
Nationwide
$500K – $50M+

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Ground-Up Development

New multifamily, mixed-use, retail, and industrial projects. Full construction financing from land acquisition through certificate of occupancy.

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Major Renovations

Gut rehabs, adaptive reuse, and heavy value-add projects that require significant construction budgets and draw schedules.

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Construction Loan Rescue

Original lender froze draws? Bank pulled out mid-project? We provide completion financing to get stalled projects across the finish line.

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Spec & Build-to-Suit

Speculative development and build-to-suit projects for experienced developers with a track record of successful completions.

01

Submit Your Project

Share your plans, budget, timeline, and experience. We’ll review and respond with preliminary terms within 24 hours.

02

Underwriting & Appraisal

We evaluate the project feasibility, your track record, and the as-completed value. No bank committees — one decision-maker.

03

Close & Draw

Close in 2–4 weeks (rescue deals as fast as 14 days). Draws released as milestones are completed and inspected.

An Orlando developer was building a 32-unit apartment complex when the original lender froze draws at 60% completion, citing internal portfolio concerns — nothing to do with the project itself.

The building was half-finished. Contractors were threatening liens. Two replacement lenders expressed interest but quoted 8–12 weeks to close — time the developer didn’t have.

With carrying costs mounting daily and a project at risk of becoming a distressed asset, the developer needed a lender who could move fast and understood mid-construction deals.

Anchor evaluated the project in-place, confirmed the remaining budget and as-completed value, and funded a $6.2M completion loan in 16 days. The project was finished on schedule.

“Our lender pulled out at 60% complete. Anchor stepped in with $6.2 million in 16 days and we finished the project on time.”

— Developer, Orlando FL

$6.2M
Completion Loan

16 Days
Time to Close

32 Units
Apartment Complex

60%
Complete When Lender Froze

8–12 Weeks
Other Lenders Quoted

On Schedule
Project Completion

Loan Amount
$500K – $50M+

Structure
Draw-based with milestone inspections

Max LTV
Up to 75% of completed value

Term
12 – 24 months

Rates
9 – 12%

Property Types
Multifamily, mixed-use, retail, industrial, hospitality

We finance ground-up development, gut renovations, adaptive reuse, and completion projects across all commercial property types — multifamily, mixed-use, retail, office, industrial, and hospitality. If it’s commercial real estate construction, we can likely structure it.

Funds are disbursed in stages as construction milestones are completed. A third-party inspector verifies progress before each draw is released. This protects both the borrower and lender while ensuring contractors get paid on schedule.

Yes. Construction loan rescue is one of our specialties. When an original lender freezes draws or exits mid-project, we can step in with completion financing — often in under 3 weeks. We evaluate the project as-is and fund based on remaining work and completed value.

Up to 75% of the completed (as-stabilized) appraised value. Actual LTV depends on the project type, borrower experience, and market. Ground-up deals with experienced developers in strong markets can achieve the highest leverage.

No. We can include land acquisition in the construction loan or refinance existing land debt into the construction facility. Having equity in the land does improve leverage and terms.

Standard construction loans close in 3–4 weeks. Urgent completion or rescue deals can close in as few as 14 days when documentation is ready and the project scope is clear.

Get Started

Get Your Quote

Tell us about your construction project. We’ll respond within 24 hours — no obligation, no commitment fees.

  • No tax returns on select programs
  • Asset-based qualification — deal merit drives the decision
  • Direct response from Brandon Brown, not a call center
  • Term sheet within 24 hours of submission
  • Confidential — your information is never shared
Brandon Brown — commercial construction loan ground up specialist at Anchor Commercial Capital

Brandon Brown
Principal, Anchor Commercial Capital

Get Your Quote

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Your information is confidential and never shared.

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Ready to Build?

Submit your deal for review and receive indicative terms within 24 hours.
No obligation. No application fee. Direct response from Brandon Brown.

Or call us directly: (954) 289-5914