Need a condo inventory loan unsold units solution? Anchor Commercial Capital provides financing from $500K to $30M+ nationwide. We lend against completed unsold units at up to 65–70% LTV so developers can pay off construction debt and sell on their timeline. Closings in 10–21 days — no fire sales required.
We specialize in helping condo developers hold pricing and sell on their terms.
Completed your condo project but still have units sitting? We lend against finished inventory so you can recapture equity now.
Need to pay off your construction lender before all units sell? We bridge the gap so you’re not forced into a fire sale.
Refusing to discount units just to move them fast? We fund against your inventory so you can sell at full market value.
Banks demanding 80%+ pre-sales for permanent financing? We step in while you continue selling at your pace.
Three steps. No red tape. No fire-sale pressure.
Tell us about your completed project, unsold unit inventory, current sales velocity, and what you need.
We assess completed units, sales velocity, market conditions, and remaining absorption timeline.
We close quickly so you can pay off construction debt and sell units on your schedule — not someone else’s.
A Miami developer completed a 48-unit luxury condo building. 31 units sold, 17 remaining — appraised at $14M. Then the construction lender’s maturity hit, demanding full payoff or forced liquidation.
Two banks offered to refinance but required 80% pre-sales — he was at 65%. A hard money lender offered 50% LTV at 15%. Neither worked.
Anchor evaluated the remaining inventory, confirmed sales velocity (3–4 units/month), and funded a $9.1M inventory loan at 65% LTV, 10.5% rate.
The developer paid off the construction loan, avoided fire-sale pricing, and sold remaining units over 5 months at full market value — netting $2.8M more than the forced liquidation scenario.
“Every other lender wanted me to slash prices or wait until I hit 80% sold. Anchor funded against the inventory I had and let me sell on my terms.”
— Miami Condo Developer
Our condo inventory loan unsold units programs offer flexible terms designed for developers.
There’s no hard minimum, but we typically see the best fit when at least 40–50% of units have closed. The key factor is demonstrated sales velocity — we want to see that units are moving. If you have strong absorption data, we can be flexible on the sold percentage.
No. Unlike banks that require 70–80%+ pre-sales, we underwrite based on the as-is value of completed units and market absorption data. Pending contracts are a plus, but not a requirement to fund.
Yes. Many of our deals involve construction loans at or past maturity. We can work directly with the existing lender to coordinate payoff and close quickly — even under foreclosure pressure. Time-sensitive situations are our specialty.
Absolutely. We finance unsold inventory in townhome communities, planned unit developments, and similar for-sale residential projects. The same structure applies — we lend against completed, unsold units based on market value and absorption.
We use a combination of recent comparable sales within the project (closed units), independent appraisals, and current market data. If you’ve been selling units consistently, your own closing data is often the strongest indicator of value.
Yes, within reason. If completing common areas (lobbies, amenities, landscaping) is necessary to maintain sales velocity and unit values, we can structure the loan to include a holdback for those finishing costs. The primary collateral still needs to be substantially complete units.
Tell us about your condo inventory. We’ll respond within 24 hours with a term sheet — no obligation, no commitment fees.
All fields are confidential. Direct response within one business day.
Every deal is different. Here are other ways we can help.
Submit your deal for review and receive indicative terms within 24 hours.
No obligation. No application fee. Direct response from Brandon Brown.
