DIP Financing

Debtor-in-Possession Financing for Commercial Real Estate

Anchor Commercial Capital specializes in DIP financing commercial real estate bankruptcy situations, providing $500K to $50M+ for owners navigating Chapter 11. We structure court-approved, asset-based facilities that keep your properties performing while you restructure. Nationwide coverage across all 50 states.

Court-Approved Lending
Asset-Based
Nationwide
$500K – $50M+

⚖️

Property Owners in Chapter 11

You’re restructuring, not giving up. We provide the capital to keep your properties operating and generating income through bankruptcy.

🏗️

Sponsors Restructuring Distressed Portfolios

Multiple properties, complex capital stacks, creditor negotiations — we understand the moving parts and structure around them.

🏦

Borrowers Facing Maturing Debt & Foreclosure

Your loan matured, your lender won’t extend, and foreclosure is on the horizon. DIP financing buys you time and leverage.

📋

Receivers & Trustees

Court-appointed professionals who need capital to stabilize, improve, or reposition assets under their management.

01

Tell Us About Your Situation

Submit the form below with your property details, bankruptcy status, and financing needs. We review every deal personally.

02

We Structure the Facility

We design a DIP facility around your assets, your plan, and the court’s requirements — then prepare the motion for approval.

03

Court Approval & Funding

Once the bankruptcy court approves the DIP facility, we fund. Capital flows to keep your properties performing.

A multifamily operator with 3 properties valued at $12M filed Chapter 11 after construction cost overruns pushed the portfolio into distress. The previous lender refused to negotiate.

Two bridge lenders declined immediately — “we don’t touch bankruptcy.” The operator was running out of options and facing liquidation of the entire portfolio.

Anchor structured a $7M DIP facility. Court approval came in 21 days. The funding allowed the operator to complete renovations across all three properties.

14 months later, the operator emerged from bankruptcy, refinanced into permanent debt, and kept all 3 properties.

“Everyone told me it was over. Anchor was the only lender willing to look at the deal. They structured a facility the court approved in three weeks, and we saved the entire portfolio.”

— Multifamily Operator, Southeast U.S.

$12M
Portfolio Value

3
Properties Saved

$7M
DIP Facility

21 Days
Court Approval

14 Mo.
Time to Emergence

100%
Assets Retained

Loan Amount
$500K – $50M+

Underwriting
Asset-based — we underwrite the real estate, not the bankruptcy

Court Approval
Required — we assist with motion preparation

Terms
Vary by deal — structured around your reorganization plan

Coverage
Nationwide — all 50 states

Property Types
Multifamily, Retail, Office, Industrial, Mixed-Use, Hospitality, Special Purpose

Debtor-in-Possession (DIP) financing is a special type of loan available to companies that have filed for Chapter 11 bankruptcy. It allows the debtor to continue operating, maintain properties, and fund a reorganization plan — all under court supervision and approval.

Bankruptcy adds legal complexity — court approval is required, there are priority-of-claim issues, and most lenders don’t have the expertise or appetite for it. We specialize in this space and understand the court process, creditor dynamics, and how to structure facilities that get approved.

It varies by jurisdiction and case complexity, but typically 2–4 weeks for a final order. In urgent situations, courts can grant interim approval in as little as a few days, allowing partial funding while the final hearing is scheduled.

Not necessarily. If you’re considering filing and want to understand your DIP financing options before you do, we’re happy to discuss your situation confidentially. Pre-filing planning often leads to better outcomes.

We consider all income-producing commercial real estate: multifamily, retail, office, industrial, mixed-use, hospitality, and special purpose. The key factor is the underlying asset value and its ability to generate income.

The DIP facility is typically repaid through refinancing into permanent debt or a sale upon emergence. We can also help you transition into a bridge loan or connect you with permanent financing sources as you exit Chapter 11.

Get Started

Request DIP Financing

Tell us about your situation. All inquiries are confidential. We’ll review your deal and respond promptly.

  • No tax returns on select programs
  • Asset-based qualification — deal merit drives the decision
  • Direct response from Brandon Brown, not a call center
  • Term sheet within 24 hours of submission
  • Confidential — your information is never shared
DIP financing commercial real estate bankruptcy — Brandon Brown, Anchor Commercial Capital

Brandon Brown
Principal, Anchor Commercial Capital

Request DIP Financing

All fields are confidential. Direct response within one business day.







Your information is confidential and never shared.

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Every deal is different. Here are other ways we can help.

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DSCR Loans
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Bridge-to-Perm
1031 Exchange
Foreign National
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Data Center
Cannabis RE
Condo Inventory

Ready to Move Forward?

Submit your deal for review and receive indicative terms within 24 hours.
No obligation. No application fee. Direct response from Brandon Brown.

Or call us directly: (954) 289-5914